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The Pradhan Mantri Awas Yojana Gramin (PMAY-G) is a significant initiative by the Central Government aimed at providing affordable housing to people across the country. This scheme is implemented under two categories: Pradhan Mantri Awas Yojana Urban for urban areas and Pradhan Mantri Awas Yojana Gramin for rural regions. Under this scheme, beneficiaries receive subsidies to help them build or purchase homes.
In urban areas, a subsidy of up to ₹2.67 lakh is offered. In rural areas, the subsidy amounts to ₹1.20 lakh in plains and ₹1.30 lakh for homes built in hilly or inaccessible regions. These subsidies help make housing more affordable for citizens. Recently, changes have been made to the eligibility criteria of PMAY-G, expanding the number of beneficiaries eligible for the scheme.
Also Read: Pradhan Mantri Awas Yojana 2024: New Subsidy Benefits Announced
The rules of Pradhan Mantri Awas Yojana Gramin have been relaxed, allowing more rural residents to benefit from the scheme. With the changes in eligibility, individuals who previously didn't qualify may now be eligible.
Under the Pradhan Mantri Awas Yojana Gramin, the financial assistance provided to build a house is disbursed in three installments:
This amounts to a total of ₹1.20 lakh, which is provided to the beneficiary for constructing a home.
Also Read: PM Home Loan Subsidy Scheme 2024: Get a Loan of Rs 50 Lakh with Government Subsidy
PMAY-G offers various additional facilities to beneficiaries apart from financial assistance. These include:
The Pradhan Mantri Awas Yojana Gramin was launched in 2015 to help people living in inadequate housing or those without a proper roof over their heads. The government provides financial assistance in installments, allowing beneficiaries to construct durable homes.
In districts like Pratapgarh in Uttar Pradesh, over 80,000 people have benefited from the scheme. Across the country, millions of people in rural areas have been supported by PMAY-G, improving their quality of life by providing secure and affordable housing.
To apply for the Pradhan Mantri Awas Yojana Gramin, follow these steps:
By making these changes to PMAY-G, the government aims to extend housing benefits to a broader segment of the rural population, helping more people achieve their dream of owning a home.
Also Read: Career Opportunities in Agricultural Drones: Training and Growth
The recent changes in Pradhan Mantri Awas Yojana Gramin have broadened eligibility, allowing more rural citizens to benefit from affordable housing. By raising income limits and relaxing asset restrictions, the scheme empowers many families to build secure homes and improve their living standards with additional government support and subsidies.
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