Farmers Can Get Up to Rs 40,000 Per Acre for Crop Losses


By Robin Kumar Attri

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Farmers can insure vegetable, fruit, and spice crops under MBBY and get up to ₹40,000 per acre for losses.

Key Highlights

The state government has launched the Mukhyamantri Bagwani Bima Yojana (MBBY) to help farmers protect their vegetable, fruit, and spice crops from losses due to extreme weather. Under this scheme, farmers can receive compensation of up to Rs 40,000 per acre by paying a small premium.

Also Read: PMMSY: Government Extends Application Deadline for Fisheries

What is Mukhyamantri Bagwani Bima Yojana (MBBY)?

The MBBY scheme aims to promote horticulture and safeguard farmers against crop damage caused by rain, hailstorms, and other natural disasters. It covers 46 crops, including 23 vegetables, 21 fruits, and 2 spice crops. Farmers can get compensation of Rs 30,000 to Rs 40,000 per acre by paying a 2.5% premium.

Crops Covered Under MBBY

Vegetables (23 Crops):

Cabbage, cauliflower, brinjal, bottle gourd, bitter gourd, lady's finger, arbi, capsicum, carrot, chilli, cucumber, melon, onion, peas, radish, potato, pumpkin, ridge gourd, watermelon, tinda, zucchini, tomato.

Fruits (21 Crops):

Fig, dragon fruit, dates, sapota, plum, amla, grapes, jamun, guava, kinnu, lemon, lime, litchi, malta, orange, mango, pear, pomegranate, strawberry.

Spices (2 Crops):

Turmeric and garlic.

This scheme covers damage due to hailstorms, extreme temperatures, frost, floods, cloudbursts, canal or drain breakage, waterlogging, storms, and fire.

Premium and Compensation Details

How Compensation is Calculated

Crop Loss Percentage

Vegetables & Spices Compensation

Fruits Compensation

0 - 25%

No Compensation

No Compensation

26 - 50%

Rs 15,000 per acre

Rs 20,000 per acre

51 - 75%

Rs 22,500 per acre

Rs 30,000 per acre

More than 75%

Rs 30,000 per acre

Rs 40,000 per acre

How to Apply for MBBY?

Farmers who are registered on the Meri Fasal Mera Byora portal can apply for the scheme by visiting the official website:https://mbby.hortharyana.gov.in/.

For more details, farmers can contact their District Horticulture Officer or call the toll-free helpline: 1800-180-2021.

Also Read: Chhattisgarh Budget 2025–26: Sugarcane Farmers to Get Bonus, Rs 60 Crore Allocated

CMV360 Says

Mukhyamantri Bagwani Bima Yojana (MBBY) provides much-needed financial security to farmers against crop losses due to unpredictable weather. By insuring their vegetable, fruit, and spice crops, farmers can minimize risks and ensure a steady income. This scheme encourages horticulture and supports farmers in adopting better agricultural practices.