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Government to provide interest-free loans, linking Ladli Behna Yojana with Lakhpati Didi Yojana for women's financial empowerment.
3 crore women to become lakhpatis under government scheme
Interest-free loans up to Rs 5 lakh for self-employment
Women must join self-help groups to apply for loans
Business plans required for loan approval and financial support
Applications can be submitted through SHGs or Rural Development offices
Mukhyamantri Ladli Behna Yojanais a popular scheme for women, widely discussed across the country. Now, a major announcement has been made regarding this scheme. Recently, Madhya Pradesh Chief Minister Mohan Yadav and Union Agriculture Minister Shivraj Singh Chouhan revealed a new plan under this scheme. This initiative aims to make 3 crore women across the country, including Ladli sisters, lakhpatis. The government is preparing a detailed roadmap for this.
This announcement was made during the launch of the nationwide MAP Pilot Project in Raisen, Madhya Pradesh. During the event, Union Minister Shivraj Singh Chouhan stated that the government is now working towards making Ladli sisters lakhpatis under the new initiative.
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Lakhpati Didi Yojana is a central government scheme that empowers rural women by providing financial assistance for self-employment. This initiative encourages women in self-help groups (SHGs) to earn more than Rs 1 lakh annually through entrepreneurship. Women receive interest-free loans up to Rs 5 lakh to start or expand their businesses.
Now, the state government plans to connect women from the Ladli Behna Yojana with the Lakhpati Didi Yojana. Under this, financial aid will be provided to help women start shops, businesses, or other income-generating activities.
Women enrolled in the Ladli Behna Yojana will be grouped into self-help groups, each consisting of at least 10 women. These groups must create a business plan and submit it to the government. Officials from the Lakhpati Didi Yojana will review the proposals, and upon approval, the group will receive an interest-free loan of up to Rs 5 lakh. This financial support will help Ladli Behna women start their businesses and achieve financial independence.
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To avail the benefits of the Lakhpati Didi Yojana, Ladli sisters must meet the following criteria:
Must be a resident of a rural area.
Must be a member of a Self-Help Group (SHG).
Age should be between 18 to 60 years.
Must belong to an economically weaker section.
Women from the Ladli Behna Yojana need to form a group with at least 10 members. After forming a group, they can apply for a Rs 5 lakh loan under the Lakhpati Didi Yojana. For more details, they can contact their nearest Self-Help Group (SHG) or visit the Rural Development Department office.
Launched on August 15, 2023, the Lakhpati Didi Yojana aims to empower women by making them self-reliant and economically empowered. The scheme provides skill training and financial assistance to women to start businesses. It is part of the Deendayal Antyodaya Yojana—National Rural Livelihood Mission (DAY-NRLM) under the Ministry of Rural Development. As of June 30, 2024, more than 10.05 crore women have joined 90.86 lakh self-help groups under this scheme, with over one crore women earning more than Rs 1 lakh annually, qualifying them as Lakhpati Didis.
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The integration of Ladli Behna Yojana with Lakhpati Didi Yojana is a significant step toward economically empowering women. By providing interest-free loans and self-employment opportunities, the government aims to make 3 crore women financially independent. This initiative will enhance women’s entrepreneurship and uplift rural communities, making them more self-reliant and prosperous.