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Are you a farmer in India seeking assistance from the government to enhance your agricultural practices and livelihood? Look no further! We have compiled a complete list of the top 21 central government schemes tailored specifically for farmers like you. These schemes offer excess benefits, ranging from financial aid to technical support, to uplift the agricultural sector and improve farmer's lives.
Central Government Schemes are initiatives formed and managed by the central government of a country. These programs are designed to address specific issues, provide support, and stimulate growth in various sectors of the economy or society. In the context of India, central government schemes for farmers aim to enhance rural development, improve infrastructure, create employment opportunities, and offer financial assistance to farmers to foster sustainable agricultural practices.
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Government schemes play a pivotal role in supporting farmers by providing financial aid, mitigating risks, and improving agricultural techniques. These schemes offer benefits such as access to credit at affordable interest rates, crop insurance, subsidies on farm equipment, and expert guidance on farming practices. By participating in government schemes, farmers can enhance their productivity, ensure financial stability, and mitigate risks associated with farming, thereby fostering sustainable agriculture and rural development.
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a significant government initiative aimed at providing income support to small and marginal farmers across India. Launched in 2019, its goal is to ensure farmers have the financial means to meet their basic agricultural needs.
Here's a breakdown of its key points:
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To know more about the above mentioned scheme visit: Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): A Comprehensive Guide
Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY) is a pension scheme launched by the Government of India under the Ministry of Labor and Employment, aiming to provide financial security to farmers.
Here's a breakdown of its key points:
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Pradhan Mantri Fasal Bima Yojana (PMFBY) is a crucial initiative launched by the central government in 2016 to address the issue of crop loss, which often leads to farmer distress and even suicides.
Here's a breakdown of the scheme:
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Interested farmers can apply for PMFBY through the official website: [https://www.pmfby.gov.in/].
The Modified Interest Subvention Scheme (MISS), launched in 2006-07, is a crucial central government initiative designed to provide Indian farmers with affordable short-term credit or loans, aiming to alleviate financial stress and reduce the incidence of farmer suicides due to high-interest rates or lack of access to credit.
Here's a breakdown of the scheme:
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Farmers can apply for the Modified Interest Subvention Scheme (MISS) through designated institutions, including Public Sector Banks, Private Sector Banks, Small Finance Banks, Regional Rural Banks, Cooperative Banks, and Computerized Primary Agricultural Credit Societies (PACS).
The Agriculture Infrastructure Fund (AIF) is a central government scheme approved by the Union Cabinet and launched in July 2020, aimed at providing medium to long-term loans to farmers for various agricultural needs, including post-harvest management and infrastructure development.
Here's what you need to know about the scheme:
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The Formation and Promotion of 10,000 Farmer Producer Organizations (FPOs) is a significant Central Sector Scheme launched by the Government of India, managed by the National Bank for Agriculture and Rural Development (NABARD). It aims to bolster and encourage Farmer Producer Organizations with the assistance of nine recognized Implementing Agencies.
Here's a closer look at the scheme:
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The National Beekeeping and Honey Mission (NBHM), initiated by the Ministry of Agriculture and Farmers Welfare, aims to revolutionize beekeeping in India, fostering a "Sweet Revolution" by providing comprehensive support and guidance to beekeepers.
Here are the key aspects of the scheme:
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The Market Intervention Scheme (MIS) and Price Support Scheme (PSS) are designed to ensure that farmers receive fair prices for their crops, particularly focusing on perishable and horticultural commodities.
Here's what you need to know:
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The Namo Drone Didi scheme, spearheaded by Prime Minister Narendra Modi, is a visionary initiative aimed at empowering women in rural India by providing them with drones for agricultural activities.
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The Centrally Sponsored Schemes are Divided into Rashtriya Krishi Vikas Yojana and Krishonnati Yojana further.
Also Read: Harnessing Solar Energy for Agricultural Advancements in India | Uses & Applications
Let's understand Rashtriya Krishi Vikas's schemes.
In addition to the above-mentioned key schemes, it's also essential to highlight the Rashtriya Krishi Vikas Yojana and Krishonnati Yojana, both financially supported by the central government. These schemes play a significant role in providing substantial support to farmers, thus warranting attention and recognition.
The RKVY-DPR-based schemes, operating under the Rashtriya Krishi Vikas Yojana, were launched on 24th February 2019 to foster the comprehensive development of the Indian agricultural sector.
Here's an overview:
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The Indian government through this scheme aims to improve the health of the soil by providing the details about soil health indicators. This helps the farmers to diagnose the soil without any investment in technical equipment.
This Scheme was started in 2015 to help farmers in India use Integrated Farming Systems (IFS). It's great for farmers who grow different crops together and also raise animals like fish, livestock, and bees.
If you're an Indian farmer using Micro Irrigation technologies, this scheme can cut down on how much fertilizer you need, lower your costs for materials, and reduce the work you have to do. It started in 2015-16 and focuses on collecting water on a small scale.
This Scheme by the central government helps to gather funds for spreading the Micro Irrigation. Farmers from states like Gujarat, Punjab, Tamil Nadu, Rajasthan, and Andhra Pradesh can also get money help from the NABARD at a low-interest rate of around 3% through this plan. Also, the states offer to lower the interest rate on the loans.
The Paramparagat Krishi Vikas Yojana (PKVY) scheme aims to improve the fertility of the soil for better quality of crops without using any kind of chemicals. It's for groups of at least 20 farmers. They can get Rs. 15,000 benefits through Direct Benefit Transfer (DBT) under this scheme.
The Sub Mission on Agricultural Mechanization (SMAM) has diligently led the cause of inclusive agricultural advancement since its establishment in 2014. Extending financial assistance, facilitates the seamless adoption of mechanization technologies among farmers, thereby fostering equitable growth within the agricultural sector.
SMAM's support encompasses a diverse array of farm mechanization tools, including but not just limited to drones, tractors, power tillers, plant protection machines, and self-propelled equipment. This comprehensive aid empowers farmers to enhance productivity and efficiency, thereby fortifying the backbone of agricultural sustainability.
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Below are some of the key schemes that aim to do the overall development of farming in India.
The Sub Mission on Seed and Planting Material (SMSP) (Beej Gram) Scheme stands as a carefully crafted initiative aimed at nurturing the seed sector to ensure the provision of high-quality seeds to farmers. This pioneering scheme extends grants to facilitate the establishment of essential infrastructure, research endeavors, and production facilities crucial for ensuring the consistent production of top-tier seeds.
Launched on April 19th, 2023, SMSP has evolved to operate synergistically with the National Food Security Mission (NFSM) scheme. This collaborative effort underscores a strategic approach toward supporting agricultural productivity and fortifying the foundations of food security.
Inaugurated in the year 2021, this initiative has steadfastly dedicated its efforts to fostering self-reliance among Indians in the realm of edible oils. With a primary emphasis on catalyzing edible oil production, particularly within the North-Eastern States and the Andaman and Nicobar Islands, this program promises to empower local communities.
At its core, the initiative provides a substantial collection aimed at facilitating the establishment of palm farms, thus laying a robust foundation for sustainable production. Through its unwavering commitment, this initiative aspires to cultivate resilience and autonomy within the nation's edible oil sector, thereby contributing significantly to India's self-sufficiency goals.
The Integrated Scheme for Agricultural Marketing (ISAM) serves as a pivotal pillar in supporting agricultural infrastructure across numerous Indian states. Its primary objective revolves around facilitating the establishment of a resilient agricultural produce marketing framework, thereby enabling farmers to effectively access the appropriate markets for their harvested crops.
Evolved into the widely recognized e-National Agriculture Market (e-NAM), this scheme has transitioned into a free-to-use online platform. With a comprehensive database encompassing over 1.76 crore farmers and 2.5 lakh traders, e-NAM stands as a testament to technological innovation in the agricultural sector. By bridging the gap between farmers and markets, it empowers stakeholders with greater transparency, efficiency, and connectivity, thereby fostering a more equitable and dynamic agricultural ecosystem.
This visionary scheme has established Agricultural Technology Management Agencies (ATMAs) at the district level, thereby ensuring farmers have unrestrained access to cutting-edge farming technologies. Under the backing of this initiative, an excess of facilities such as Virtually Integrated Systems To Access Agricultural Resources, Apurva AI, Wadhwani-Krishi, and Krishi Call Centers are extended to empower farmers.
By integrating the latest technological solutions, these resources aim to revolutionize agricultural practices, optimize productivity, and enhance the livelihoods of farming communities. Through the strategic deployment of innovative tools and support mechanisms, this scheme attempts to catalyze a pattern shift towards sustainable and resilient agricultural development at the grassroots level.
At the forefront of its objectives, this scheme is dedicated to the creation of a robust digital public infrastructure made specifically for the agricultural domain, ensuring seamless accessibility for farmers. The mission is to empower the farmers with effortless access to essential services, including market information, crop health monitoring, crop insurance facilitation, and utilization of market intelligence tools.
By leveraging digital technologies, this initiative attempts to streamline farmer’s access to vital resources and services, thus empowering them to make informed decisions and optimize their agricultural practices. Through the democratization of digital tools and resources, the scheme seeks to catalyze a transformative shift towards greater efficiency, resilience, and prosperity within the agricultural sector.
Central government schemes are instrumental in supporting Indian farmers by providing financial aid, technical assistance, and infrastructure development. By leveraging these schemes, farmers can enhance their productivity, ensure financial stability, and mitigate risks associated with farming, thereby contributing to the growth and sustainability of the agricultural sector in India.
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